06/05/2011
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HELLLLPPPP!

Okay ladies I am in a deep deep hole right now. I was suppose to get this raise from my job that was going to pay off the rest of my wedding stuff but today I was notified that the raise is not going to happen. Now I am $8000 short and my wedding is less than 3 months away. I have put so much money, work and tears into this. I have so much personalized stuff.
Does any one know were I can get a personal loan for $8000. My credit score is not good and as of now I don't have a co-signer. If I can get this loan I would be able to finish paying everything off and enjoy being a bride to be.

Any advice is welcome

Thanks ladies
ginosgirl's Black wedding
 |  South bend, IN, USA  |  06/05/2011  | 
Wow, sorry to hear this. Is there ant family members that can help out. Can u refinance anything.
misskrysten's Pink wedding
 |  Phoenix, AZ, USA  |  06/05/2011  | 
Wow, that is terrible!  I really wouldnt suggest getting a loan for this...most places won't even give one for a wedding.  

Is there anyway you can get help from some family or friends? What about talking to the vendors...maybe you can reduce some packages that you have with different vendors and that may help costs go down.  

You can have a yard sale or pawn things you no longer need or want.  

I hope you are able to get through this, planning a wedding is already stressful stuff but all of this on top of it i know has to be very hard!  Good luck to you hun.
dalzien's Green wedding
 |  Saint john, NB, Canada  |  06/05/2011  | 
I am really sorry to hear about your unfortunate situation. The few things I would suggest would be #1) Talk to your vendors, see if they are able to work out prices (ie. Are you sure this is the best deal you can give me?) If that doesn't work, let them know that you are going to be experiencing a shortfall and ask what their opinion is so cut back on costs. Say you're having cymbidium orchids which are $19 a stem, they can do a switch with denbrobiums for about $7 a stem... or even coloured vs white linens which is a difference of 0.50 per item with my decorator.
If that doesn't work, ask where you can cut back entirely. Maybe half of the flowers at the ceremony... For the caterer if you're having a seated meal maybe ask what the savings would be for a salad and then an entree, no "official" appetizer course. Or cut out seafood, or ask to go buffet style. Instead of pay by consumption ask if they have a single cost per person, or maybe limit your choices to reduce your cost. Most venues will try to make everything work, you really do just need to ask. I found ours was much more flexible then I ever thought they could be.
For the DJ, ask to maybe start a little later and have an ipod play during a cocktail hour.
For a photographer and videographer cut back by an hour for each... sometimes it changes the fees, sometimes it doesn't... but if you have a 12 hr package try to switch it for a 10 or 8 hour one... the difference i photos and footage from and 8-12 hr package is miniscule and the first and last dance look virtually identical on film...
For your baker, ask to substitute in a fake tier if you can.
... I'm trying to think of more options but and a little stumped for now.... I hope this is a good starting point... What I did want to say about the photographer is, if you can afford it, not to get rid of the second photographer.... they capture moments that your main one might miss with your guests (I mean your head photographer is going to be watching you after all). If you really need to save money on them though, ask to get the CD/DVD instead of the prints. You can always get prints later (the wait is hard... but to save money it may be worth it). If not then maybe cut down on the prints you receive.
sugarr2518's Pink wedding
 |  Jesup, IA, USA  |  06/05/2011  | 
I'm so sorry to hear about this!   Maybe you could talk to a family member or friend that you may be close to and see if they could lend you the money.  I don't know if you can take out a loan for a wedding, plus then you'll have to pay interest on all of it.  I hope you can figure something out!  Good luck.
's  wedding
fabulousbride2011
 |  Takoma park, MD, USA  |  06/06/2011  | 
I'm so sorry to hear this news. Can any family member can help out or is there anyway that you could cut back or find different vendors cheaper
renea0319's Orange wedding
 |  Columbus, OH, USA  |  06/09/2011  | 
Thanks ladies for all of you kind words and suggestions.
God is good, my uncle is able to loan me the rest of the money to pay off my wedding. He has no idea how much he has helped me.
I will be able to go pick up the check Monday....HOORAY. My plan is too pay off everybody so m las couple of months will be stress free and I can focus on putting things together

Once again thanks to everyone that kept us in our thoughts
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