08/11/2010
BUDGET WEDDING
BUDGET WEDDING
  

Wedding Budget
Mommy and Daddy can't pay

So we hit a super snag in our wedding planning. Even though we've been engaged since July 2009 my parents want to hold off the wedding for 3 more years.

My parents do a lot of investing since my dad is retired. Since the stock market crashes last year, my parents still haven't recovered a lot of their losses. I was always told growing up that we had funds for our weddings. My sister got married in 2008. Originally we were planning to get married in August 2010. That obviously didn't work out.

So we started saving last year so we could help with the cost of the wedding. I don't want to put off the wedding anymore. My fiancé and I don't want to elope because traditions are a big part of our families but going from 15K to 10K and then even less than that has put a huge hinderance on our dream wedding.

We put the down on our reception venue, and we are waiting to hear back from my church. I don't want to lose either venue because our date is fast approaching. I'm stressed out and I don't want to take out loans to fund the wedding because we want to buy a house soon after.

Our dwindling funds have me stressed out!
fabulousbride2011's Blue wedding
 |  Alexandria, VA, USA  |  08/11/2010  | 
I know everyone dream is to have that perfect wedding, but reality hits and you are stuck for paying for everything then that when you need to make out a list of your needs and wants, remember this day is about the union of marriage. There are probably some things that you just can't afford but you do the best you can with the money you have. If you and your FH don't want to push back the wedding for another three years, I can't fault you because I wouldn't either but I will work with I have, But don't get stress out , ok Plan A didn't work out now it time to think about a Plan B and you two just going to do what ya'll have to do for ya'll upcoming wedding.
Instead of having a big wedding, have something smaller, maybe with close friends and family and start looking at less expensive places. I wish you the best of Luck.
neuweg03's Black wedding
 |  Muscatine, IA, USA  |  08/11/2010  | 
We all want the dream wedding but most remember there's a difference between wants and needs! My mom tells me that all the time and I find it super annoying but I know it's also a very good point.

Here's my 2 cents worth...it's only ONE DAY! There are people that spend literally thousands, after thousands of dollars on there wedding...it doesn't mean your guests will remember it or that your marriage will even work.

We had a 10K budget that covered, church, pianist, singer, reception, food, cake, DJ, alcohol, decor, transportation, and photos (not rings, bridal party gifts, or honeymoon - that we did all on our own.

I bargained shopped like a QUEEN for decor and it was gorgeous...we had the reception  at a Parish Hall so rent wasn't too bad and luckily the food was cheap and soo delicious. I also was able to sell almost all the decor afterwards so I recouped the cost on that and the linens I purchased b/c it was cheaper than renting. So I urge you to check on her to see what other brides are selling. Other good sites are www.recycledbride.com and www.bravobride.com to see what people are selling from there wedding. Your guests are never going to know!!!

We still have people that tell us our wedding was one of the most well thought out and beautiful weddings and I know they would be floored if we told them how much we spent b/c they would think it would have been more!
kittieswed's Purple wedding
 |  New york, NY, USA  |  08/11/2010  | 
I understand what everyone is say about  you can cut back to save and things but I also understand wanting to have a certain level of event even if its not all you wished for. It's hard to go to a church hall if  your sister just was at a banquet hall. And it may even sadden your parents that they can't do the same for you as they did for her.

Either way with that said maybe you can discuss with them if they are willing to take at a loan and then they would have the extra time they are requesting to pay it off, instead of waiting. Or the 2 of you can take out a joint loan.

As long as payments are made timely and it's not an exuberant amount the loan may actually help you credit not hurt it when you go to shop for a house
deneanrae's Blue wedding
 |  Red deer, AB, Canada  |  08/11/2010  | 
that sucks :( my FH and I are paying the entire 20 K wedding ourselves, its life i guess lol.
misstrisha's Blue wedding
 |  Brandon, FL, USA  |  09/06/2010  | 
A $10,000 wedding can happen and still be beautiful.  Even less than that.  I would not suggest taking out a loan for a wedding, that would be poor financial advice  =)
My fiancee and I are also covering our wedding ourselves, with little help.
raykayrhymes's Pink wedding
 |  Decatur, GA, USA  |  11/27/2010  | 
I hate to say it but when you factor your pros and cons sounds ike your cons win. You can do possibly two things have a courthouse wedding for your day and plan the wedding out for the following year and it buys you more time. Or honestly push back a few months or a year so you won't have tp take out loans or be stressed. I rather you think clearly and rationally and have time to plan adequately than be stressed and loose sleep. Sometimes we have to use a little give and take. The economy is bad tight now. See if you can coordinate a  new vendor date without loosing your deposits.
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Well Ladies, I just added up again how much this wedding is going to cost. I have been pretty ...
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